Women's car insurance can be offered at a substantially lower price than generic car insurance as women are statistically better drivers than men, having less expensive accidents - particularly in the younger age brackets.

According to official government statistics, over 92% of convictions for driving offences in the UK are committed by men and a massive 98% of all people convicted for dangerous driving are male. Men have a different driving style to women, taking more risks and behaving in a more competitive manner - and as a result having more accidents with more expensive repair bills.

As a result car insurance premiums for men are generally higher than for women - the price of your premium is a reflection of the risk an insurer must take, and clearly women present lower risk than men. However not all brokers who dedicate themselves to women's car insurance offer cheaper rates than mainstream brokers, so to get the cheapest car insurance available we highly recommend making use of our insurance comparison tool to make sure you're not being misled.